Financial Aid Considerations as you APPLY to colleges:

1. Average costs for tuition, fees, books, room and board, transportation for first year. What is the range of room and food costs? How much do they think the costs will rise per year?
2. Will financial need have an impact on your admission decisions?
3. Does a decision to apply for early admission affect financial aid?
4. Does the institution offer financial aid programs as well as merit or other scholarships that do not include consideration of financial need? How and when should applications for need based and merit awards be completed?
5. What non-institutional sources of aid and information are available?
6. What application forms are necessary to complete the financial aid process? What is the priority deadline for financial aid? When will I be notified about financial aid and when will I receive my award letter?

Financial Aid Considerations as you CHOOSE a college:
1. How much financial aid will I receive? Will I be billed for my share of the costs?
2. If my family cannot meet the financial responsibilities from current income or sources, what financing options are available to help me pay my share?
3. Will the financial aid office provide me with an explanation of how my expected family contribution, financial need, and award package was determined?
4. If the financial aid award package is insufficient to make it possible for me to attend the desired institution, under what conditions, if any, will the aid office reconsider the offer?
5. What are the terms and conditions of the aid programs included in my award package (treatment of outside scholarships, loan repayment policies, renewal criteria, etc.)? Regarding renewal, what are the academic requirements or other conditions for the renewal of financial aid, including scholarships?
6. How will my aid package change from year to year? Will loan amounts increase? What impact will cost increases have on the aid package? What will happen if my financial situation changes?
7. What amount of the student loan debt does the average student borrower have once he or she finishes college? Where do I fit on this scale?

LOCAL SCHOLARSHIPS will be coming into the office on a daily basis beginning after Christmas. We will not list those seperately. Instead, seniors should check out the bulletin board in the guidance office daily and pick up any new offerings that apply to them. They need to be sure to include supporting documents in their applications as well as budget pages. These materials are also in the guidance office.